Knowledge Makes Cents

Did You Know…

“Keeping up with the Kardashians” – Dangerous to your wallet and your kids!

In the past, it used to be fairly easy to “keep up with the Joneses”. They were our neighbours, living in the same community, going to the same supermarket, playing in the same neighbourhood leagues. Keeping up with the Joneses simply meant closing a gap between what they had and what we didn’t. If they went on a Caribbean vacation, we took a similar holiday. If they bought a shiny new car, we wanted one too. Of course, not all of us played that game, but for those who did, the consequences weren’t going to break the bank for us.
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5 ways to prepare your kids for a bright financial future

One of the best gifts you can give your children is a good repertoire of financial skills. Teach your kids smart spending, saving and even charging habits when they are young, and they will be less likely to find themselves in a financial bind as they enter adulthood.
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Give your kids the gift of financial literacy this Christmas

The timing couldn’t be better. November is Financial Literacy Month, just ahead of the crazy holiday spending spree of December. It’s an opportunity to take a breath, sit down, set a budget and stick to it.
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Setting Your Kids Up for Financial Success

It’s no secret that our kids learn as much from our attitudes as from our actions. If we have a positive outlook on life, family, and health, chances are our children will grow up with the same outlook. But if we’re anxious, stressed and negative, it’s likely they’ll turn out the same way.
Read More

Financially Smart Kids: Summed up in One Word…

Habits. Or better yet, summed up in three important words: successful lifelong habits.
Read More

Why KMCents?

There is so much we want our children to learn so their adult-lives are happy, healthy, safe, and successful…

Our programs

Knowledge Makes Cents provides hands-on financial education that sticks. No boring lectures here, we…

Giving Back

Knowledge Makes Cents is committed to teaching our youth every aspect of personal finance, and philanthropy is…

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Knowledge Makes Cents

2 years ago

<img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'">

Does money buy happiness?

#BuysComfort #BuysPeaceOfMind #ProvidesOptions

#FUNancialFriday #KMCents #FinancialSuccessAcademyForKids #TeachKidsAboutMoney #MoneySmartKids #FinancialLiteracyForKids #FutureMillionaires ... See MoreSee Less

Does money buy happiness?

#BuysComfort #BuysPeaceOfMind #ProvidesOptions

#FUNancialFriday #KMCents #FinancialSuccessAcademyForKids #TeachKidsAboutMoney #MoneySmartKids #FinancialLiteracyForKids #FutureMillionaires

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Knowledge Makes Cents

2 years ago

<img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'">

Have fun creating vision boards with your kids! #Visualization #FutureSuccess

#ThursdayTips #KMCents #FinancialSuccessAcademyForKids #TeachKidsAboutMoney #MoneySmartKids #MoneySmartFamily #FinancialLiteracyForKids #ChiefFinancialParent #TeachableMoments #BestRoleModels ... See MoreSee Less

Have fun creating vision boards with your kids! #Visualization #FutureSuccess

#ThursdayTips #KMCents #FinancialSuccessAcademyForKids #TeachKidsAboutMoney #MoneySmartKids #MoneySmartFamily #FinancialLiteracyForKids #ChiefFinancialParent #TeachableMoments #BestRoleModels

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Knowledge Makes Cents

2 years ago

<img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'">

Did you receive #ChineseNewYear gift money? Use it for the #52WeekChallenge. Involve your kids!

#TeachKidsToSave #DelayedGratification #TeachableMoments

Week #5: Jan. 31-Feb. 6, 2022

#FinancialSuccessAcademyForKids #FUNancialLearning #GoodMoneyHabits #SpendLessSaveMore #SlowAndSteadySaving #PayMyFutureSelfFirst #FinancialGoals #HabitofSaving #SavingForFuture #EmergencyFund #ChiefFinancialParent #MoneySmartKids #LeadByExample #BestRoleModel ... See MoreSee Less

Did you receive #ChineseNewYear gift money? Use it for the #52WeekChallenge. Involve your kids!

#TeachKidsToSave #DelayedGratification #TeachableMoments

Week #5: Jan. 31-Feb. 6, 2022

#FinancialSuccessAcademyForKids #FUNancialLearning #GoodMoneyHabits #SpendLessSaveMore #SlowAndSteadySaving #PayMyFutureSelfFirst #FinancialGoals #HabitofSaving #SavingForFuture #EmergencyFund #ChiefFinancialParent #MoneySmartKids #LeadByExample #BestRoleModel

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Knowledge Makes Cents

2 years ago

<img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'">

섀 햬 복 많이 받으 세요 to my friends and family.Happy Lunar New Year! Gong Xi Fa Cai! Sae Hae Bok Manhi Bah Doo Seh Yo!

#chinesenewyear #happychinesenewyear #chinesenewyear2022 #cny #lunarnewyear #yearofthetiger ... See MoreSee Less

섀 햬 복 많이 받으 세요 to my friends and family.

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Knowledge Makes Cents

2 years ago

<img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'"><noscript><img src="https://scontent-bos3-1.xx.fbcdn.net/v/t1.18169-1/cp0/p50x50/10313803_1426260827633965_838967756865663811_n.jpg?_nc_cat=107&ccb=1-5&_nc_sid=dbb9e7&_nc_ohc=MJzyoxsjcdwAX_G709Q&_nc_ht=scontent-bos3-1.xx&edm=AKIiGfEEAAAA&oh=00_AT__x7IXhzB8Ms0C0g7wxiG_X62073yF0M9-zhXUOAcATA&oe=62229332" alt="Knowledge Makes Cents" width=40 height=40 onerror="this.style.display='none'">

Happy Lunar New Year! Gong Xi Fa Cai! Sae Hae Bok Manhi Bah Doo Seh Yo!

#chinesenewyear #happychinesenewyear #chinesenewyear2022 #cny #lunarnewyear #yearofthetiger ... See MoreSee Less

Happy Lunar New Year! Gong Xi Fa Cai! Sae Hae Bok Manhi Bah Doo Seh Yo!

#chinesenewyear #happychinesenewyear #chinesenewyear2022 #cny #lunarnewyear #yearofthetiger

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